How to get money in Kyoto: The lowdown on ATMs, changing cash and using credit cards in Kyoto. You can get yen cash from ATMs in Japan with a normal bank card, provided you have sufficient funds in the account that the card accesses.

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Cards on international networks like Plus, Cirrus, Star etc can be used in Japan. The back of your card may have the symbols for the networks it belongs to. Be sure you know the PIN number of your card. Some banks put daily withdrawal limits on their cards or prevent overseas use of cards without prior notification this has been a problem with Bank of America-issued cards. So, before leaving home, ask at your bank about the daily withdrawal limit and overseas usage of your card.

The only exception to this rule is Citibank see below. Instead, you can use your bank cards at post offices and convenience stores see below. All Japanese post offices ATMs and you can find post offices in almost every city, town and village in Japan. However, the central post office in each city will usually have ATMs that are open almost 24 hours a day. It may well work with a Citibank ATM see below , and these are open 24 hours.

Japanese postal ATMs have English guidance select the English option from the first screen and follow the instructions.

Kyoto Central Post Office ATM hours: These days, Japanese s have ATMs that accept most foreign-issued cards. This is convenient, because these places are open 24 hours a day, seven days a week. Most convenience store ATMs have English guidance. You will also find them in the arrivals terminal of Narita International Airport and Kansai International Airport, making them a convenient place to pick up your first bit of yen cash.

Citibank ATMs accept the widest variety of international cards: Citibank ATMs have English guidance.

You can exchange foreign cash for yen at post offices, banks, some large hotels, department stores and discount ticket shops. You will get a competitive rate for US dollars, a decent rate for euros, and a terrible rate for Aussie dollars, Kiwi dollars, Canadian dollars and British pounds meaning, they really only want to deal with US dollars and euros.

Post offices will exchange major currencies for yen during their normal operating hours meaning 9am to 5pm weekdays, with central post offices in cities open weekends.

As mentioned above, the rates are best for US dollars.

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Most banks in Japan will exchange major currencies for yen during their normal operating hours meaning 9am to 3pm or 5pm on weekdays only. Most banks will require that you show your passport when exchanging money. Your hotel front desk will usually be able to point the way to the nearest shop.

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Most major first-class hotels and department stores will exchange major international currencies for Japanese yen. Ask at the front desk or the information counter. In Kyoto, Takashimaya will exchange cash with a passport, while Daimaru does not require a passport. Note that both will reject bills of certain serial numbers due to fear of counterfeiting. You can get cash advances on VISA cards at the 1st-floor Kyoto Marui Department Store branch of Mitsui Sumitomo Bank.

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